Cost of Living in Poland
Planning your move to Poland? Here is everything you need to know about cost of living for digital nomads and expats in 2026.
Poland's banking sector is arguably the most technologically advanced in Europe.
- BLIK: This is Poland's mobile payment masterpiece. Instead of using a card, your banking app generates a 6-digit code that you enter into the ATM or payment terminal to complete a transaction instantly. It is universally used.
- The PESEL Number: Your 11-digit national identification number. You need it for everything from taxes to medical care. You get it when you register your address (Zameldowanie) at the local city hall.
- Banks: mBank, Millennium, and Santander are highly recommended. Their mobile apps are flawless, and English support is standard.
Need a local expert in Poland?
Skip the trial and error. We can introduce you to our verified local network of Top-Tier Tax Consultants, Immigration Lawyers, and Real Estate Brokers. Avoid tourist traps and get priority processing.