Open a Bank Account in Poland
Planning your move to Poland? Here is everything you need to know about open a bank account for digital nomads and expats in 2026.
Poland's banking sector is arguably the most technologically advanced in Europe.
- BLIK: This is Poland's mobile payment masterpiece. Instead of using a card, your banking app generates a 6-digit code that you enter into the ATM or payment terminal to complete a transaction instantly. It is universally used.
- The PESEL Number: Your 11-digit national identification number. You need it for everything from taxes to medical care. You get it when you register your address (Zameldowanie) at the local city hall.
- Banks: mBank, Millennium, and Santander are highly recommended. Their mobile apps are flawless, and English support is standard.
Need a local expert in Poland?
Skip the trial and error. We can introduce you to our verified local network of Top-Tier Tax Consultants, Immigration Lawyers, and Real Estate Brokers. Avoid tourist traps and get priority processing.