Open a Bank Account in Morocco

Planning your move to Morocco? Here is everything you need to know about open a bank account for digital nomads and expats in 2026.

Morocco has strict capital controls and is heavily cash-dependent outside of major hotels and supermarkets.

  • The Dirham (MAD) is Closed: The Moroccan Dirham is a closed currency. You cannot legally take more than a tiny amount of it out of the country. When you leave, you must convert it back to EUR/USD at the airport.
  • International Cards: Withdrawing cash from local ATMs (like Attijariwafa Bank or BMCE) using a foreign debit card works fine, but local ATMs charge high fees.
  • Cash is King: If you live in a Medina (the old city), you will need cash for everything—from buying bread, to paying the local hammam, to taking a "Petit Taxi."

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