Cost of Living in Sweden
Planning your move to Sweden? Here is everything you need to know about cost of living for digital nomads and expats in 2026.
Sweden is the most cashless society on Earth. Many stores legally refuse cash.
- The Personnummer: This is your 10-digit Swedish personal identity number. Without it, you are effectively locked out of Swedish society. Getting one from Skatteverket (the Tax Agency) can take weeks to months.
- Swish: The Swedish mobile payment app. It is linked to your bank account and phone number. You use it to pay for everything from splitting a bill to buying a hotdog at a street stand. You cannot get Swish without a Swedish bank account and BankID.
- BankID: The electronic identification system used for all official and financial transactions.
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