Open a Bank Account in Monaco
Planning your move to Monaco? Here is everything you need to know about open a bank account for digital nomads and expats in 2026.
这是摩纳哥的核心产业，服务于老钱和超级新贵。
- 最佳银行：Barclays Monaco、CFM Indosuez Wealth Management、Société Générale Private Banking。
- 资金来源审查：因为过去被列为洗钱天堂，现在摩纳哥的银行 KYC 属于全球最严级别。如果你是靠加密货币暴富的，大多数银行会直接拒绝你，除非你能提供四大（Big4）出具的详尽资金审计报告。
- 门槛：没有 €1M 别想在这里开私行账户，部分顶级银行要求 €3M-€5M 的最低 AUM（资产管理规模）。
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