Open a Bank Account in Laos
Planning your move to Laos? Here is everything you need to know about open a bank account for digital nomads and expats in 2026.
主要银行包括BCEL和JDB（联合发展银行）。旅游签证几乎不可能开户，必须有长期商务签证和暂住证明。
[!WARNING] JDB曾因提供无需KYC的美元离岸银行卡而在灰色产业中名声大噪，但近年来合规压力激增，开户门槛大幅提高，且资金冻结风险极高。不建议将大额资产存放在老挝的任何金融机构中。
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