Open a Bank Account in Finland
Planning your move to Finland? Here is everything you need to know about open a bank account for digital nomads and expats in 2026.
- The Finnish Personal Identity Code (Henkilötunnus): Required for everything. You get this when you register at the Digital and Population Data Services Agency (DVV).
- Strong Electronic Identification (Suomi.fi): To access public services online, you need strong authentication, usually provided via your Finnish bank's login credentials.
- Banks: Nordea and OP Financial Group dominate the market. Opening an account requires an in-person appointment and your residence permit. MobilePay is the standard P2P payment app.
Need a local expert in Finland?
Skip the trial and error. We can introduce you to our verified local network of Top-Tier Tax Consultants, Immigration Lawyers, and Real Estate Brokers. Avoid tourist traps and get priority processing.