Open a Bank Account in Austria
Planning your move to Austria? Here is everything you need to know about open a bank account for digital nomads and expats in 2026.
- The Meldezettel: Like Germany, everything in Austria hinges on registration. Within 3 days of moving into an apartment, you must register your address at the local district office (Magistratisches Bezirksamt) to get your Meldezettel.
- Account Opening: Erste Bank and Raiffeisenbank are the largest. Erste Bank's "George" app is widely considered the best banking app in the German-speaking world. You can usually open an account with just your passport and Meldezettel.
- Crypto Regulation: In 2026, Austria fully implemented the EU's MiCA regulations. Crypto capital gains are taxed exactly like stock gains at 27.5%.
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